Consumer Loan Application
QUALIFICATIONS: Applicants must be 18 years of age. Loan or services applicant must be an enrolled tribal member of the federally recognized Dry Creek Rancheria Band of Pomo Indians who reside in our service area (Sonoma, Mendocino, and Lake Counties), or Non-Native Americans who are employees of a Tribal business that has a contract with Westwater Financial, Inc.. We can only lend to California residents.
CREDIT COACHING and/or RENTER READINESS – Improve your credit by creating a budget, paying off loans/bills. Prepare for renting your own place with the assistance of Westwater Financial and Dry Creek Rancheria Band of Pomo Indians.
CONSUMER LOAN Amounts: $2,500 – $10,000 Interest: 10%/12% paid by Tribal General Assistance Payments Loan fee: $50 + 1% over $5,000 Term: 6 to 60 months
CREDIT BUILDER LOAN Amounts: $500 – $5,000 Interest: 10%/12% paid by Per Capita Payments Loan fee: $50 Term: 6 to 36 months
EMERGENCY LOAN Amounts: $500 – $1,500 Term: 10% paid by Per Capita Payments Loan fee: $50 Term: not to exceed 12 months
APPLICATION: 1. Loan applicant must complete ALL of the boxes on the enclosed application.
2. List all “assets & liabilities”. This includes all types of payments made on a monthly basis.
3. Digitally sign and date the application.
4. Attach a copy of your tribal enrollment card.
5. Include most current full month of payroll stubs.
VERIFICATION: Tribal Enrollment may be verified through tribal rolls.
PROCESSING: Return all information to Westwater Financial, Inc. We will review your request and notify you of a decision within 72 hours of receipt of a complete loan application package. Any questions, please call (707) 419-3070.