LENDING – ACCESS TO CAPITAL
0% Credit Builder Loans
In partnership with Credit Builders Alliance, this new Westwater Financial product is designed to help individuals with no credit or inactive credit establish and build their credit history at a 0% interest rate. These loans are intended to provide an opportunity for clients to build good credit scores and money management skills. The program will be available for the next three years.
- Consumer Purposed Loans – including vehicles, home renovations, and other purposes, depending on collateral
- Emergency Loans – Emergency loans due to an emergency event, that threatens the financial stability of an applicant.
Eligibility for a Loan Application
Eligibility for a Loan Application
- 18 years of age or older
- Enrolled tribal member of contracted tribe, or employee of contracted native entity.
- Debt to income ration within lending guidelines.
- Identification
- Evidence of Income
If interested in signing up, get started HERE
Financial Training (Pre and Post Loan)
We also offer: Financial Empowerment, One-on-one credit coaching, Credit building, and Credit consulting.
If interested in signing up, get started HERE
Westwater Financials’ goal: Provide access to capital by providing flexible lending services. Westwater Financial offers loans to Native Americans in California and employees of Native American companies.
Westwater Financial reports monthly payments to the credit bureau, which establishes and or improves the credit score.