start or grow your business

Thinking of starting a business?

We’ll set you on your path with 10 steps to start your business.

Starting a business involves planning, making key financial decisions, and completing a series of legal activities. We’ll help you through the process and get you on your way.

Need a Business Loan or Start-up Funding?

Westwater Financial, Inc. can help you get a loan through the SBA or we offer loans to qualifying businesses at competitive rates. Everyone knows, it take money to make money, so talk to us today.

Struggling with Budgeting and Accounting?

We have professional accountants ready to teach you how to maintain your books and then use that information to grow your business. Knowledge is power, call us today.

Looking for Ways to Increase Sales and Grow?

With the right tools and knowledge, market share and skill, you can grow your business and make it profitable.

All these questions can be answered by our training
curriculum and consulting.

Indianpreneurship Do you fund on credit cards-other-art

Begin your journey to business independence through Westwater Financial, Inc. complimentary business consulting. Following the Indianpreneurship program from ONABEN we help you build a business and life you want, and…

  • Save money by consolidating credit card debt
  • Build a better business

Westwater Financial offers Micro-enterprise, Small Business Loans and business development

Available exclusively to Dry Creek Rancheria Pomo Indians



Whether you’re already up and running or just getting started, we can help you.


With our lending and consulting services, free to Native Americans in California, we can help you increase sales and profitability.


Working with ONABEN’s Indianpreneurship Program, SCORE | North Coast, SBDC Napa|Sonoma, and the SBA we have many resources to facilitate your growth or start up.

Microenterprise loans ranging in size from $1500 to $5,000 are made to small start-up or existing businesses that need working capital, inventory or equipment. Proceeds of the loan may also be used to refinance high-interest business debt. Terms for microenterprise loans range from 6 months to 5 years, with fixed interest rates of 12%. These loans amortize with a fixed principal and interest payment. A loan origination fee of $70 is charged and all direct loan costs such as credit reports and lien filings are directly passed through to the borrower at closing.

Complete the Business Loan Inquiry HERE

Discover a success story HERE.

Small Business loans ranging from $5,000 to $10,000 are made to existing businesses for the purposes of working capital, purchasing inventory or equipment, refinancing of high-interest debt, or the purchase of an existing business. Loan terms range from 1 to 5 years with fixed interest rates ranging from 12% secured by Tribal General Assistance to 14% for unsecured depending on the risk factors of the loan. A loan origination fee of  $70 plus 1% over $5,000 is charged and all direct loan costs such as appraisals, credit reports and lien filings are directly passed through to the borrower at closing. Please see the forms below for additional information or requirements. Westwater offers the ONABEN Indianpreneurship program to guide our clients business growth as part of a complete ‘package’ of service. Complete the Business Loan Inquiry HERE.


Funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.

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