start or grow your business
Thinking of starting a business?
We’ll set you on your path with 10 steps to start your business.
Starting a business involves planning, making key financial decisions, and completing a series of legal activities. We’ll help you through the process and get you on your way.
Need a Business Loan or Start-up Funding?
Westwater Financial, Inc. can help you get a loan through the SBA or we offer loans to qualifying businesses at competitive rates. Everyone knows, it take money to make money, so talk to us today.
Struggling with Budgeting and Accounting?
We have professional accountants ready to teach you how to maintain your books and then use that information to grow your business. Knowledge is power, call us today.
Looking for Ways to Increase Sales and Grow?
With the right tools and knowledge, market share and skill, you can grow your business and make it profitable.
All these questions can be answered by our training
curriculum and consulting.
START YOUR BUSINESS
we can help you.
GROW YOUR BUSINESS
With our lending and consulting services, free to Native Americans in California, we can help you increase sales and profitability.
SERVICES AND RESOURCES
Working with ONABEN’s Indianpreneurship Program, SCORE | North Coast, SBDC Napa|Sonoma, and the SBA we have many resources to facilitate your growth or start up.
Microenterprise loans ranging in size from $500 to $5,000 are made to small start-up or existing businesses that need working capital, inventory or equipment. Proceeds of the loan may also be used to refinance high-interest business debt. Terms for microenterprise loans range from 6 months to 5 years, with fixed interest rates of 6-8%. These loans amortize with a fixed principal and interest payment. A loan origination fee of 1% is charged and all direct loan costs such as credit reports and lien filings are directly passed through to the borrower at closing.
Small Business loans ranging from $5,000 to $10,000 are made to existing businesses for the purposes of working capital, purchasing inventory or equipment, refinancing of high-interest debt, or the purchase of an existing business. Loan terms range from 1 to 5 years with fixed interest rates ranging from 6% to 9% depending on the risk factors of the loan. A loan origination fee of 1% is charged and all direct loan costs such as appraisals, credit reports and lien filings are directly passed through to the borrower at closing. Please see the forms below for additional information or requirements. Westwater offers the ONABEN Indianpreneurship program to guide our clients business growth as part of a complete ‘package’ of service.
Funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.