LENDING


 

One of Westwater Financials’ primary goals is to provide access to capital by providing flexible lending services. We offer loans to Native Americans in our target market area of Sonoma, Mendocino, and Lake Counties in Northern California and employees from Native American companies that have contracted with Westwater Financial, Inc.

Consumer or credit builder loans are designed to help clients establish or improve their current credit score. Westwater Financial will report the monthly payments to the credit bureau, which will help establish and improve the credit score.

Description of Financial Products
  • Consumer Loans    
  • Credit Builder Loans
  • Emergency Loan

 

Loan Payments

Westwater Financial requires tribal members’ General Assistance payments as collateral for the loan. If we have an employee loan arrangement with your company, we will utilize payroll deductions.

Financial Training (Pre and Post Loan)

We also offer: Financial Empowerment, One-on-one credit coaching, Credit building, and Credit consulting. If interested in signing up, get started HERE

 **In certain cases, an applicant may be required to receive credit coaching or complete a financial empowerment class before a loan can be funded.  

Qualifications for a loan:

  • Must be 18 years of age; and
  • Enrolled tribal member of contracted tribe, or employee of contracted native entity.

Vehicle Loan - Required Documentation

  • Current, Valid Driver’s license
  • Last two pay-stubs
  • Clean vehicle registration
  • Bill of Sale
  • Letter from Intended Seller

Debt Consolidation / Emergency Loans - Requirements

  • Form of Identification
  • Last 2 paystubs
  • Last 2 months of bank statements
  • Bills, statements, or demand letters

All checks will be made out to the vendor directly