Consumer Loan Application

QUALIFICATIONS: Applicants must be 18 years of age. Loan applicant must be an enrolled tribal member of the federally recognized Dry Creek Rancheria Band of Pomo Indians who reside in our service area (Sonoma, Mendocino, and Lake Counties), or Non-Native Americans who are tribal employees. We can only lend to California residents. We only lend to tribal members whose tribe is in contract with Westwater Financial, Inc.

CONSUMER LOAN Amounts: $2,500 – $10,000 Interest: 10%/12% paid by Tribal General Assistance Payments Loan fee: $50 + 1% over $5,000 Term: 6 to 60 months

CREDIT BUILDER LOAN Amounts: $500 – $5,000 Interest: 10%/12% paid by Per Capita Payments Loan fee: $50 Term: 6 to 36 months

EMERGENCY LOAN Amounts: $500 – $1,500 Term: 10% paid by Per Capita Payments Loan fee: $50 Term: not to exceed 12 months

APPLICATION: 1. Loan applicant must complete ALL of the boxes on the enclosed application.
2. List all “assets & liabilities”. This includes all types of payments made on a monthly basis.
3. Digitally sign and date the application.
4. Attach a copy of your tribal enrollment card.
5. Include most current full month of payroll stubs.
VERIFICATION: 1. Tribal Enrollment may be verified through tribal rolls.
PROCESSING: 1. Return all information to Westwater Financial, Inc. We will review your request and notify you of a decision within 72 hours of receipt of a complete loan application package. Any questions, please call (707) 419-3070.

Please Complete this Consumer Loan Application

  • Date Format: MM slash DD slash YYYY
  • Enter the amount of loan you need.
  • What type of loan do you need?
  • DISCLAIMER The information you provide is confidential and is used for funding purposes and to better serve our clients. This information is requested by the Federal Government for certain types of loans, in order to monitor the lender’s compliance with equal credit opportunity. You are not required to furnish this information but are encouraged to do so. A lender may neither discriminate on the basis of this information nor on whether you choose to furnish it. However, if you choose not to furnish it, under Federal regulations, this lender is required to note race/ethnicity on the basis of visual observation or surname. If you do not wish to furnish the above information, please below
  • Date Format: MM slash DD slash YYYY

  • Date Format: MM slash DD slash YYYY


  • $0.00
  • Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis of repaying this obligation.

    Outstanding Debts / Charge Accts / Installment Contracts / Rents / Credit Cards / Mortgages
  • Name. Address, Account Number:
  • Name, Address, Account Number
  • $0.00
  • Have you co-signed on any debt not listed here?
  • Upload required Tribal Card and Driver's License or other valid ID, and 3 Payroll stubs
    Drop files here or
    Accepted file types: jpg, gif, png, pdf.
    • By submitting this document I certify that everything stated in this application and on any attachments is correct. By submitting I further authorize you to check my credit and employment history and to answer questions others may ask me about my credit record. I understand that I must update credit information at your request if my financial condition changes.All costs, fees, and expenses of collection and/or litigation will be assessed the "Borrower: and added to the balance of the loan.
    • This field is for validation purposes and should be left unchanged.
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