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Westwater Financial, Inc. is a Native Community Development Financial Institution (CDFI) affiliated with the Dry Creek Rancheria Band of Pomo Indians located in Sonoma County, California. Westwater’s primary mission is to improve the financial situation of Dry Creek Rancheria tribal members who have been traditionally underserved by conventional banks. This is accomplished by providing financial education and access to credit via credit-builder and other consumer loans, as well as small and micro business loans. Westwater also offers an Individual Development Account (IDA) matched savings program for qualified low-income community members with earned income. In addition to its primary mission of aiding Dry Creek tribal members, Westwater’s services may be offered to other Native Americans and qualified non-tribal individuals residing in the tri-county service area (Sonoma, Mendocino, and Lake Counties) when available resources are not fully committed to its primary demographic target segment.

For more information, please explore the tabs and their attached documents or contact Westwater staff. Hours and holiday schedule HERE

Lending Services

Westwater Financial offers microenterprise, small business, and consumer loans to its clients. One of Westwater Financial’s primary goals is to provide access to capital by providing flexible lending services.

This is a matched savings program in which the participants make deposits from earned income of an agreed-upon fixed amount (minimum of $25) and, after successfully completing the program, receive matching funds for every $1 they have saved in their IDA. READ MORE…

Financial Education

Westwater Financial offers several development services to help clients build the capacity to be able to access capital and become successful borrowers once they have received a loan. READ MORE…

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